信用記錄：借款人的信用記錄是決定貸款成數的重要因素之一。有良好信用記錄的借款人通常可以獲得較高的貸款成數。 Youngsters from people in which divorce was deemed not likely, but did come about, had been six% not as likely than kids of non-divorced moms and dads to graduate from high school and